Disability insurance is a key component of individual’s financial plan, and provides valuable coverage to guard against the risk. However, did you know that you can combine your disability coverage and term life insurance together?
You may or may not know, but your height and weight is a critical component of the life insurance underwriting process. There is probably no other factor that proposed insureds become more upset about than when an underwriting offer is received, and you do not get your desired rating class due to your height and weight. In this post, we will examine the reasons that height and weight are so important to underwriters, the medical conditions that can result, and the life insurance companies that do the best for this situation.