Term Life Insurance Rates

Save Money with these 3 Simple Life Insurance Tips

December 5, 2010

Your quotes may be cheap on paper, but you need to follow a few life insurance tips to make sure that you get the best possible rates. Life Insurance companies follow a strict set of guidelines, and if you fall outside of their statistics, your cheap life insurance quote could become more expensive if you are not careful

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Assurity Life Insurance Company Quotes, Rates, Ratings

November 30, 2010

The Assurity Life Insurance Company is a combination of three insurers that were once ased in Nebraska. Assurity Life Insurance, Security Financial Life and Lincoln Direct Life joined together in 2007 to form a single company under the Assurity name. All of these original companies began selling life insurance policies to their customers in Nebraska in the late 1800s. The current Assurity Life Insurance company is located in Lincoln, NE, just as the three other companies were.

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Term Life Insurance Basics

November 23, 2010

The first thing that you need to do when you are considering a life insurance purchase is to ask yourself, “What is Term Life Insurance?” This product is a very basic one, however you need to know the in’s and out’s of this type of policy because there are definite differences. Term life insurance plans differ in lengths, coverage types, and convertability features.

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Learn about a Guaranteed Universal Life Insurance Policy

November 21, 2010

Universal life insurance is a type of permanent plan that is designed for those who would like to have coverage for a longer of period of time than term life insurance. In addition, universal life insurance plans have the ability to build cash value, which is a very attractive feature to most potential customers. However, recently a type of permanent insurance was designed that actually guarantees to death benefit for the lifetime of the insured.

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Learn about Joint Life Insurance

November 17, 2010

Like so many types of life insurance products, joint life insurance definitely has its niche for consumers. While most life insurance is based on a single life, joint life insurance is based on the combined mortality of 2 people, usually a husband and wife. While it definitely is not for everyone, this type of life insurance is usually used in situation where a tax liability may be present.

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Different Life Insurance Underwriting Classifications

November 16, 2010

Life Insurance underwriting classifications remain a mystery to many people who apply for coverage. Since there are a variety of different ratings, proposed insureds usually quote the best possible term life rates without really understanding the concept. Since the life insurance underwriting classes differ from company to company, we will go over the most common ratings and the qualifications for each one.

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Is buying Mortgage Life Insurance Better than Regular Term Life?

November 9, 2010

Mortgage life insurance has recently been a buzz word for agents and insurance companies who are looking for a way to advertise and market their products. At face value, mortgage life insurance is coverage that is taken out so that your house would be paid for in the event of your death. In this article, we will take a closer look at many of the products and marketing methods that have been used to sell this product. We will also discuss whether mortgage life insurance is the right product for you.

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Is your Family Life Insurance Coverage Enough?

November 5, 2010

Family Life Insurance coverage is the most popular reason for getting term life coverage in the first place. However, even though the need for family life insurance is obvious, many households still procrastinate on getting coverage. Still other families have term life insurance coverage, but simply underestimate how much life insurance their loved ones will need in the event of a catastrophic loss.

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Tips for Getting the Cheapest Life Insurance

November 4, 2010

Getting the cheapest life insurance is the main reason that many people turn to the web to shop for their policy. After all, the internet has created pure competition for consumers since they can instantly compare life insurance rates from a variety of companies. However, there are some things that you can do to get the cheapest life insurance rate possible. Let’s discuss a few things to be aware of.

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Get Preferred Asthma Life Insurance Rates

November 3, 2010

Asthma life insurance rates are usually more expensive as a result of the condition. However, under Transamerica’s newly enhanced underwriting guidelines, prospective clients with asthma—even those taking meds—may now qualify for Preferred asthma life insurance rates on a case-by-case basis.

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